Cik Khairulnizam, M.L.H., Abd Latib, N.A., Ishak, A.H. and Mohamad, S.N.A. 2026. Factors Influencing Customer Preference for Wills Over Hibah: A Qualitative Study of Amanah Raya Berhad Employees’ Perspectives. AZKA International Journal of Zakat & Social Finance. 7, 1 (Mar. 2026), 165-182. DOI:https://doi.org/10.51377/azjaf.vol7no1.231.